Your Home For
Mortgage Solutions
In Arizona and Utah

Ask about our
"No Cost Mortgage"

801-943-1999

Call Today for the Lowest Rates
and Best Programs to Fit Your Needs

TODAY'S RATES

30 Year Fixed
Conventional6.490%6.625% APR
FHA6.00%6.125% APR
VA6.00%6.125% APR
Jumbo6.625%6.75% APR
DSCR7.125%7.25% APR
Bank Statement6.875%7.00% APR

SPECIAL PRICING

First Time Homebuyer6.343%6.5% APR
Investment Properties6.625%6.750% APR
Home Equity Line of Credit8.25%8.375% APR

on Approved Credit/APR based on a $400,000 loan amount

About Us

Associated Mortgage is a full service mortgage company servicing the Utah market. We work with first time home buyers all the way to seasoned real estate investors. We are committed to helping and educating our customers with their residential mortgage needs.

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Our History

Associated Mortgage has been in the mortgage business since 1989. Our unique approach to mortgage lending shapes how we operate today. From the very beginning, we’ve focused on building strong relationships with our clients and offering personalized solutions to meet their needs..

Our Vision

Associated Mortgage is committed to making home buying a positive experience in the lives of our customers and in the community we serve. We want to be the mortgage company that our customers choose first, use the most, and grow with throughout their lifetime as home owners.

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Our Team
Company-NMLS

Company NMLS # 51389

Equal-Housing-Lender

Equal Housing Lender

Better-Business
A+ Rating

Better Business Bureau

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MORTGAGES
MADE SIMPLE

We make the mortgage process easy to understand and guide you through it stress-free, from start to finish.

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MORE LOAN AND
REFINANCE OPTIONS

We offer a wide range of loan and refinancing options tailored to your financial situation. As mortgage brokers, Associated Mortgage has access to the best rates and programs.

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PROVEN FINANCIAL
EXPERTISE

Our experienced team provides expert advice to help you make informed mortgage decisions. We have over 100 years of combined mortgage experience.

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WE ARE MORTGAGE
BROKERS

Licensed in Arizona and Utah

BEST RATES, BEST SERVICES, BEST DEAL IN UTAH AND ARIZONA

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FREE MORTGAGE
PRE-APPROVAL

Get pre-approved quickly and easily, so you can shop for your new home with confidence, knowing exactly how much you can afford.

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FREE MORTGAGE
ANALYSIS

Let's take a look at where you are and discuss where you would like to go.

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LOAN
APPLICATION

Our streamlined loan application process is secure, straightforward, and guided by experienced mortgage professionals every step of the way.

APPLY HERE

VA LOANS

Good for Veterans and military personnel.

FHA LOANS

lower credit scores and down payments qualify.

BANK STATEMENT LOANS

For self Employed.

CONVENTIONAL LOANS

Competitive terms with good credit and finances.

USDA LOANS

Good for rural and some suburban homebuyers.

INVESTMENT LOANS

Non Traditional, Conforming or Stated Income

Home Fact

GOOD TO KNOW

Understanding how the mortgage process works can help you make smarter financial decisions. We’re here to guide and support you throughout your journey.

What Does a Loan Officer Do?

A loan officer helps with your mortgage application, gathers necessary documents, and ensures everything moves smoothly from start to finish.

Associated Mortgage Is Working Harder for You

Here, we are committed to helping you thrive in your new home. We provide personalized support and smarter mortgage solutions every step of the way.

HAPPY CLIENTS

Whatever we do, we put our heart into it. We’re proud to have helped so many families achieve their dream of homeownership—easily and confidently. Here’s what some of them had to say:

– Sarah T.

Salt Lake City

“Associated Mortgage made buying our first home stress-free. Their team explained everything clearly and helped us find the best rate possible. We couldn’t be happier!”

– David M.

Provo

“From pre-approval to closing, the process was smooth and professional. The staff was friendly, responsive, and truly cared about our needs.”

– Andrew Beaty

“Andrew Davenport was phenomenal to work with--professional, responsive, and showed lots of hustle. After we had attempted to work with a slow-moving, large lender, we reached out to Andrew in frustration. He was able to close the home loan--with more favorable terms--in seven days! recommend working with Andrew; I plan to reach out again in the future for a refinance.”

– Ashley Hudson

“Cameron Jones was phenomenal to work with! I highly recommend him. This is a wonderful Mortgage Company.”

– Cambam Jones

“I've done a purchase and two refis with Arni. Super easy and great experience. Highly recommend!”

– Kevin Staheli

“We had a great experience with Cameron Jones at Associated Mortgage. He was easy to work with and communicated the process of our refinance very thoroughly. He was quick to respond to any questions we had and kept us in the loop throughout the whole process. I would highly recommend working with Cameron!”

– Heather Letters

“We have worked with Eric Poulson for several years when we had new mortgage or refinancing needs. He has always worked hard to get us the best rates and deals possible. He responds quickly to any questions that we might have. The process is always smooth and efficient. I refer his services to everyone I can!”

– Jacob Jashinsky

“We worked with Eric Poulson through Associated Mortgage to buy our first home. He made the process as easy as he could for us. You can trust his integrity and his experience in the industry. We highly recommend him and will be going to him again for future needs.”

– Jeremy Black

“Working with Eric Poulson he found the best mortgage that we need at this time with the best rate. He went above and beyond getting everything together so it could work out in the best way. Dewi Poulson find us a great home and was with us every step of the way and we have made them life time friends for sure. As a team they worked super well together.”

– Shelley Robinson

“I worked with Cameron Jones on a refinance of my home. He was great at explaining the process...kept me in the loop the whole time. He was able to get it done as quickly as possible and made it a stress free process. I highly recommend Cameron and Associated Mortgage!”

– Joseph Gregory

“Used Jon at Associated to purchase my house and he was great. We ran into a few hiccups along the way and he seriously went above and beyond to take care of everything for my wife and I even though the hiccups had nothing to do with them. Also, an important side note we got an amazing rate and we don't have any mortgage insurance even with only putting 5% down. I will be definitely be using him from now on.”

– Braden Staley

“I could not be more pleased with Associated Mortgage! We recently refinanced our home the process couldn't have been easier! Joseph, the associate we worked with, was very efficient with our time, and incredibly attentive to our needs! We will be back for any future home purchases or refinances!”

– Warren Willis

“Eric Poulson was absolutely awesome! He was so easy to work with: professional, courteous, helpful and above all very knowledgeable. I highly recommend Eric.”

– Rob Ghaderi

Provo

“Cam Jones has been such a dream to work with, had a thorough answer to any of my questions, being new to the process. I urge anyone considering a refi, to speak to Cam, he will take care of you!”

– Brianna Jones

Provo

“Have used Associated twice for my refinance and would highly recommend. Everyone is very knowledgeable and easy to work with, they got it done fast and with the best rate around that I could find.”

– Janice Sorensen

“They were great with us. Cameron was so good to take my calls whenever I needed and we were able to close very fast.”

– Danon Postma

“Thank you guys so much for your time and help Cameron Jones and jereyed Hayes you guys are Awesome it took some time to get are loan but these two guys never gave in ,they worked hard and I would recommend them to anyone trying to buy, your home or refi Thanks again”

– Brittany Brilliant

“Best rates anywhere in Utah.”

– Collin Simonsen

“I worked with Eric who has always done a great job for us. We now have a loan with a great rate and everything went smoothly. I would recommend them to anyone trying to buy, your home or refi Thanks again”

– lisa Lindsay

“Arni Swenson has been our mortgage guy for over 20 years. He has done the impossible in getting loans approved for our clients. He has refinanced our home 3 times and helped friends and relatives get into homes that thought they wouldn't be able. They are now licensed in Arizona and have approved loans for friends and relatives there. Each of the loan officers we have worked with are professional and educated. Tell them Oak Legacy sent you. ”

OUR LATEST BLOGS

Stay informed with helpful tips, insights, and updates from the world of home financing. From expert mortgage advice to current market trends, our blogs and videos keep you equipped with the latest insights to help you make smart financial decisions every step of the way.

May 22, 2025
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